What is short-term and bridging finance?

Short-term and bridging finance is a dynamic and versatile funding option designed to bridge temporary gaps in your cash flow or facilitate time-sensitive transactions. It offers a swift and flexible injection of funds, typically for a short duration, until a more permanent financing solution is in place.

When your business requires immediate capital, a broker specialising in short-term and bridging finance assesses your business’s needs and connects you with lenders who offer quick funding solutions. These lenders understand the urgency of your situation and can provide rapid access to funds.

Short-term and bridging finance can be utilised in various scenarios. It is commonly used in property transactions, such as purchasing a new property before selling an existing one. It can also support businesses during periods of seasonal fluctuations, help cover unexpected expenses, or fund time-sensitive business opportunities.

For example, a retail business may secure short-term and bridging finance to purchase inventory for a peak sales season. The funds are repaid once the inventory is sold, providing the business with the working capital it needs to meet customer demand and maximise sales.

Expert brokers specialising in short-term and bridging finance play a crucial role in helping SMEs. They understand the urgency of your funding needs, assess your eligibility, and connect you with lenders who offer competitive rates and flexible terms. Their expertise ensures you have access to the right financing option tailored to your unique requirements.

Discover your business loan options through NACFB-approved UK brokers