How it works

At businessfinance.co.uk, we’re dedicated to helping your business thrive. We provide you with a list of NACFB approved, FCA regulated commercial finance brokers in your area. When you find a broker that resonates with you, it’s time to connect with them and together, take your business to new heights. 

1

Your requirements

Using the predefined fields, simply select your reason for obtaining business finance and the amount you require, finally, let us know where in the UK you’re based.

2

Select your broker

Based on your reasons for obtaining finance, your loan size and location, we’ll present you with a list of nearby brokers that match your criteria.

3

Make the connection

Use the contact form within your selected broker’s profile to submit your request, if they can support, they’ll reach out to you using the details you provide.

What types of finance are available?

Buy-to-let mortgages

A buy-to-let mortgage is a type of commercial finance specifically designed for individuals or businesses seeking to purchase residential property with the intention of renting it out to tenants.

Commercial mortgages

A commercial mortgage is a type of financing designed specifically for businesses and individuals seeking to purchase or refinance properties for commercial purposes.

Invoice finance

Invoice finance is a powerful tool that enables small and medium-sized businesses (SMEs)  to bridge the gap between completed work and cash flow.

Leasing & asset finance

Leasing and asset finance is a smart and flexible way for small and medium-sized businesses (SMEs) to acquire equipment, machinery, vehicles, or technology without the burden of upfront costs.

M&A finance

M&A finance, short for mergers and acquisitions finance, is a specialised field that focuses on providing funding and financial solutions for small and medium-sized businesses (SMEs) involved in strategic partnerships.

Pension-led finance

Pension-led finance is a unique and flexible funding option that allows small and medium-sized business owners to leverage their pension funds to secure business finance.

Property development finance

Property development finance is a specialised form of funding designed to support small and medium-sized businesses (SMEs) in their property development projects.

Revenue-based finance

Rather than traditional loan repayments based on fixed amounts, revenue-based finance allows you to repay a percentage of your future revenues until the agreed-upon amount is reached.

Short-term & bridging finance

Short-term and bridging finance is a versatile funding option designed to bridge temporary gaps in your cash flow or facilitate time-sensitive transactions, typically for a short duration, until a more permanent financing solution is in place.

Trade finance

Trade Finance is a specialised form of funding that facilitates international trade transactions. It provides small and medium-sized businesses (SMEs) the necessary capital to bridge the gap between the purchase and sale of goods or services.

Unsecured finance

Unsecured finance is a flexible funding option that does not require collateral or assets to secure the loan, providing small and medium-sized businesses (SMEs) with access to capital based on their creditworthiness, financial health, and growth potential.

Frequently asked questions

To initiate your search for finance, just follow these straightforward steps: 

  1. Choose your reason for finance from our predefined options, for instance ‘Acquire a piece of equipment.’
  2. Indicate the amount you require, selecting from ranges such as ‘£50,000 – £99,999.’
  3. Specify your location within the UK.
  4. Click the search button and you’ll be presented with a curated list of nearby brokers matching your specifications.

Click here to start your search today.

Searching for finance for your business may at first feel overwhelming, which is why numerous UK businesses partner with the NACFB’s network of approved brokers to elevate their business.

Within this page, you’ll discover details about the diverse finance options that our brokers provide. To simplify your journey, we’ve carefully created a set of predefined fields for you to choose from. By selecting one of these options, you’ll connect with a broker who possesses the expertise to steer you towards the precise type of finance that suits your business requirements.

No, there are no charges for conducting a search on businessfinance.co.uk. Our free-to-use platform is aimed at connecting you with a broker who has the potential to assist you in your search for financing.

However, once you’ve chosen a broker to progress further in your journey, it’s essential to thoroughly understand the fee structure of that commercial finance broker before entering into an agreement. Clear and open communication about fees, in addition to the services provided and possible outcomes, empowers you to make an informed decision when collaborating with a broker.

Please note that brokers often levy fees for arranging financing for their clients, and they may also receive a commission from the lender for facilitating the financing process.

Every broker listed on businessfinance.co.uk is committed to promptly responding to your enquiry. If it’s been 5 working days without any contact from a broker, it’s possible that they may not be able to assist you in your search for financing. In the event that you haven’t received a response from a broker, kindly inform us via our contact page. We prioritise exceptional service and are dedicated to enhancing this platform’s value for businesses like yours.

All the brokers featured on this platform are NACFB approved and regulated by the FCA. As part of these stringent standards, brokers are obliged to take best endeavours to verify the identities of potential clients who are seeking financing.

Once you’ve selected a broker who can assist you with your financing needs, they may initiate a RedFlag Alert ID verification process. This verification will be sent to you by email. You’ll then be guided to securely upload a copy of your valid identification and record a brief video to confirm your identity. This procedure helps the broker fulfil their anti-fraud responsibilities.

When utilising businessfinance.co.uk to find a potential broker for your needs, you have the flexibility to explore multiple brokers, rather than being restricted to just one. Upon conducting a search, you will receive a list of brokers that align with your specified criteria. This list will be organised based on their proximity to your location, displaying a maximum of 6 recommended brokers per page. Users have the option to engage with more than one broker, if desired.

When utilising businessfinance.co.uk, it is necessary to provide your location details to facilitate the search process, enabling the platform to suggest brokers that align with your specified criteria. It is important to provide location information, as numerous financial arrangements mandate brokers to either physically assess the required financing site or conduct in-person evaluations of assets. This practice serves to not only aid brokers on the platform by ensuring equitable interaction with potential clients within their geographical proximity, but also contributes to robust fraud prevention measures.

Brokers may charge for use of their services. Types of fees could include:

  • Broker Fees – Brokers often charge a fee for their expertise in connecting businesses with appropriate financing options. This fee can be a flat fee or a percentage of the financed amount.
  • Arrangement Fees – Some brokers charge an arrangement fee for their work in structuring and arranging the financing deal. This fee compensates the broker for their time and effort in negotiating terms and ensuring a successful transaction.
  • Commission – Brokers might receive a commission from lenders or financial institutions for introducing clients. This commission is usually factored into the terms of the financing and is not directly paid by the business seeking funding.

Fees can vary from broker to broker so it is important to discuss fees with your chosen broker prior to engaging with their services. 

If you are dissatisfied with the service you’ve experienced while using businessfinance.co.uk to find a broker, or if you need to make a complaint, we first encourage you to read our complaints procedure and then email us at complaints@nacfb.org.uk. We place a strong emphasis on providing outstanding service and are committed to improving the value of this platform for businesses like yours.